Monday, December 31, 2012

Resolutions for the Not-So-Perfect Stepparent ? Step Parenting with ...

When I married my husband,? I set out to be the perfect stepparent. I read all the books, went to the conferences, and worked overtime doing everything right for my stepchildren. But I wasn?t a perfect stepparent. I made a lot of mistakes.?Through 17 years of stepparenting, experience has taught me?that I don?t have to be a perfect stepparent to have stepchildren grow to love me.

new yearThis year, instead of making resolutions about being a better stepparent, I decided to ponder a few resolutions on how to move past my imperfections and keep going on days I want to quit as a not-so-perfect stepparent.

So, this year I commit to ?

?1. Let go of the?Stepmom guilt. We all experience it from time to time. We let our mind run away with what we?ve done wrong as a stepparent. Or we compare our stepfamily to our neighbor?s perfectly-blended family and let the criticism begin.?Stepmom guilt comes from the expectation that everything in our home should be perfect. But that?s never going to happen. Instead, why not?let go of unrealistic expectations that keep us bound to guilt when we don?t measure up?

2. Forgive myself when I fail. A defeated stepparent doesn?t parent effectively. When we barrage ourselves with negative self-talk over a poor parenting choice, we continue down a negative path. Forgiving ourselves for less-than-stellar stepparenting moments allows us to begin again with a renewed mind and fresh perspective for our parenting challenges.

3. Seek out support from other stepmoms on hard days. My neighbor is a single parent with two school-aged children. She recognizes her need for help in juggling her responsibilities and seeks out other moms to assist with car pool or after school care when the demands of her work schedule become overwhelming. As stepmoms, it?s helpful to find fellow stepmoms who can offer encouragement or support on hard days. If you haven?t found local stepmoms,?check out the group?on Twitter of? #TwitterStepmoms.

4. Listen to my heart on how to parent my stepchild, instead of others? opinions. It?s easy to run to the phone and ask our best friend what to do when we?re facing a difficult parenting moment, but if we step back and listen to our heart while considering our options, we make better decisions. Considering our stepchild?s personality?as part of the parenting equation allows us to tailor our parenting in a healthier light.

5. Nurture my marriage.?Stepchildren eventually exit the nest. The goal is for the marriage to outlast the stepparenting years.??Good marriages don?t just happen -they require regular nurturing.?I want to continue to?reach beyond an ordinary marriage by being my partner?s biggest fan and most loyal friend.

6. Take time to run, or quilt, or whatever activity works for me to re-group when the stepparenting strain takes over. ?It?s important to re-group and make time for self-care when we?re about to go off the parenting cliff. Balancing stepparenting demands with activities we can look forward and enjoy by ourselves or with others, creates a well-rounded stepparent who can more effectively handle the strains of stepparenting.

As you start a new year, do you have resolutions to consider as a not-so-perfect stepparent? Do you need a mindset do-over that includes room for imperfection and second chances as a stepparent? Perhaps that?s the ticket to success this year on your not-so-perfect stepparenting journey.

Do you have other resolutions to add??Leave me a comment and let me know.

Related Posts:

Making it Your Best Year Yet

Five Practical Tips for Successful Stepparenting

New Beginnings

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Source: http://stepparentingwithgrace.wordpress.com/2012/12/31/resolutions-for-the-not-so-perfect-stepparent/

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Ireland Has Some Awesome-Looking Water Towers

You typically don't think of water towers as being a particularly interesting outlet for architectural design, but that's not always the case. Photographer Jamie Young has been documenting the water towers of Ireland, and they are awesome. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/FCJkJ67gN7U/ireland-has-the-coolest+looking-water-towers

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Sunday, December 30, 2012

Cost of Dying - Contra Costa Times

Almost a year ago, we started a profoundly personal conversation about the sorry state of dying in America.

The discussion, inspired by my frail 88-year-old father's expensive hospital death, has taught me that too much drama and desperation consume our final days, lending them too little dignity.

Today, I want to build on our conversation and prescribe a cure -- a new way of considering end-of-life medicine -- in the final installment of our yearlong examination of the emotional and financial Cost of Dying.

It is not a drug or a device, a test or therapy. It is a different way of organizing our ending -- so that we live our last days better and pass more gently.

Powerful lessons have emerged from the stories of suffering and triumph we have shared -- not only through the reporting but from dozens and sometimes hundreds of emails and phone calls from readers. Together, we've met Bay Area people like Ray Brown, who showed how agonizing it can be when a loved one's end-of-life wishes are unknown. And doctors like Jessica Zitter, who insists it's the doctor's job to help families decide whether it's time to quit. We admired the resolve of Bill Newman, who wears his end-of-life wishes on a homemade "Do Not Resuscitate" badge, and marveled at caregivers like Susan Meyers who sacrificed her own well-being to allow her beloved husband, John, to die at home.

And we were privileged to share Gayla Caliva's own goodbye, as the retired

hospice nurse from San Jose chose to enjoy stargazing and spicy foods with friends instead of exhausting and painful dialysis.

The real miracle? Places as different as a community in Wisconsin and Oakland's Highland Hospital are showing the way to a death that is kinder and less expensive. Medicare has become the single biggest contributor to the country's long-term budget deficit, according to the Congressional Budget Office. And a quarter or more of Medicare costs are incurred in the last year of life.

"Everyone says they don't want to die in a hospital, with tubes in every orifice," said U.S. Rep. Jackie Speier, D-San Mateo. She saw the two paths of medicine when her parents died. She lost her 92-year-old mother after an angioplasty meant to improve her life instead led to intensive care and nine months of decline. Her father, in contrast, died after five days in hospice, his pain controlled.

If we want to improve end-of-life care, "there are ways to do it -- but we have to commit to it," she said.

Some of the solutions can start at home tonight, at the dinner table. Others are more formidable, requiring doctors, hospitals and federal health policy to change.

Our conversation has taught us that, yes, there is a cure for the cost of dying in America. It will reduce suffering and expense, and here's how we begin:

Cure 1: Take charge of our deaths by putting wishes in writing

While 82 percent of Californians say it is important to have end-of-life wishes in writing, only 23 percent of us have done so, according to a poll by the California HealthCare Foundation.

And that changes with you.

Newman, an 87-year-old double bypass survivor from Capitola, taught us it's our responsibility to participate in decisions about our care and to delegate someone to represent us. Not only does he wear a DNR badge, he posted the same message on his refrigerator and shared it with his doctor and 10 children. Like him, we have a responsibility to speak up, before our voices weaken and fail.

You -- not doctors, not nurses -- are the expert on your wishes about end-of-life care. First, tell your loved ones. Secondly, appoint someone to act as your bedside advocate. Many new online resources can help you get started, such as The Conversation Project, advance care planning videos by the Coalition for Compassionate Care of California, and advance care directive forms at www.mercurynews.com/cost-of-dying.

If you or your loved one is seriously ill, frail or very elderly, ask your doctor for a POLST (Physician Orders for Life-Sustaining Treatment) form. The bright pink form turns your treatment wishes into a medical order.

Cure 2: Involve entire communities in commitment to planning

Doctors who don't know our wishes can't honor them. That's why one entire Wisconsin community set out to make sure its residents' end-of-life decisions were as much a part of their personal medical records as their blood pressure medications and peanut allergies.

The physician-led nonprofit Gundersen Lutheran Health System in La Crosse hired a facilitator whose sole job is to discuss advance planning with every patient -- even young, healthy people -- so that their wishes appear in electronic medical records easily transferred from facility to facility. This system, called "Respecting Choices," required an investment of time, money, training and organization. But the result? A stunning 96 percent of the community's adult residents who died during a seven-month period in 2010 had documented their wishes -- and end-of-life medical costs are low. "Respecting Choices'' has since been replicated in more than 60 organizations in the United States, as well as nationally in Australia and Singapore.

Oregon created a statewide electronic registry for POLST advance care directives in 2009. In 2011, the registry's second full year of operation, there were more than 200 instances when 911 medics racing to an emergency knew a person's medical wishes before they arrived.

Hospitals in California, like those in Wisconsin, could ensure that patient electronic records include an advance directive or POLST order, assuring rapid access to patients' end-of-life choices. Ultimately, a statewide registry, like Oregon's, could be created.

Cure 3: Encourage doctors to talk more frankly about choices

Doctors are adept at describing blood pressure, kidney function or cardiac output. But hospitals and medical schools need to do more to train doctors to answer questions about the effectiveness and necessity of treatment.

"It's scary for doctors to talk about," said Zitter of Oakland's Highland Hospital, who meets with families of ICU patients at least twice a day, often in tense circumstances. "It's much simpler to just keep treating the kidney problem, or the lung problem, without talking about it."

"But if people really understood the truth about their medical situation, they will make educated choices," she said. "They are less likely to get carried along this train ride of intensive care."

UC San Francisco and other schools are starting to train doctors how to break bad news and outline hard choices.

We can help, by asking critical questions: Is a cure still possible? What do you expect in the next few weeks or months? Is there treatment to prolong life? What kind of life will it be?

Cure 4: Pay doctors to help patients decide what's best for them

Doctors are paid to operate and prescribe drugs or radiation, but they aren't paid to talk to families.

Medicare and insurance companies need to reward doctors to guide families through essential medical decisions -- especially because these conversations can help us get the right care when it matters most, with big cost savings.

These are time-consuming dialogues. If another round of chemotherapy is attempted, what are the side effects? Will a feeding tube be temporary -- or permanent?

But the system discourages such engagement.

"Insurers, Medicare and Medi-Cal more readily pay for diagnosis and treatment than anything else that doctors do," said Dr. Ira Byock of Dartmouth-Hitchcock Medical Center in Lebanon, N.H.

Early legislation to reform the nation's health care system tried to pay doctors for these conversations. But remember "death panels"? That partisan label torpedoed the idea by conjuring up images of bureaucrats deciding which patients were worthy of care.

But the idea is back, as U.S. Rep. Earl Blumenauer, D-Ore., plans to reintroduce HR1589, the "Personalize Your Care Act" in the new session.

Cure 5: Avoid costly care that won't prolong or improve life

Medicare stimulates the creation of new tools to combat death -- even where effectiveness is questioned. That's because its reimbursement rules virtually guarantee that drug and device manufacturers have a market for any product aimed at people older than 65. And who profits? U.S. drug companies and device-makers who ring up hundreds of billions of dollars in domestic sales annually and make up a powerful lobby.

Since Medicare was established in 1965, it has precluded consideration of cost in coverage decisions. Changing the law could fix that.

For example, Medicare covers the $80,000 to $100,000 cost of the lung cancer drug bevacizumab, despite uncertain benefits in patients older than 65. It also pays for a $100,000 heart pump -- the ventricular heart assist device -- even though three of four recipients die within two years.

A feeding tube helped sustain Fran Cole's beloved mother when Parkinson's disease took away her ability to swallow. But as the disease progressed, and her mother became unresponsive, the tube's forced feeding became a curse.

Medicare should restrict payment for certain aggressive interventions in some dying patients, said Dr. Muriel Gillick, a geriatrician at Harvard Vanguard Medical Associates.

So, if the National Institutes of Health determines that comfort care is the best approach to advanced Alzheimer's disease, Medicare shouldn't pay for ICU, CPR, dialysis or other interventions, according to Gillick.

Doctors, too, should be better gatekeepers. Blind application of rapidly developing medical technologies "to any and every patient is not good practice of medicine," said Dr. Jeffrey Stoneberg of Alta Bates Summit Medical Center in Oakland.

They have a responsibility to use treatments on patients who will best benefit from them, he said, and to withhold therapies when the risks outweigh the benefits.

Hospitals need to exert their influence, not to create a financial barrier to survival, but to discourage extraordinary expenditures with little human payoff. Daly City's Seton Medical Center averts unnecessary or ineffective care through its "Medically Ineffective Care" policy. If a family insists on such care, the hospital can discharge the patient.

Cure 6: Offer better comfort care to patients in their final days

A lot of hospitals claim to have comfort, or palliative, care for dying patients. But there's no standard; at some places, such care may consist of a chaplain or part-time nurse who makes rounds to people in pain. Sometimes, patients and their families may not even know it exists.

This is a cure that hospitals can pioneer. Each facility needs a team of palliative care doctors and nurses to help us live every minute as richly as possible. The chronically ill need simple measures to control pain, ease anxiety and manage emphysema or heart failure. Give the team its own budget and make sure patients know it is available.

"If you do not know that there are other options to usual aggressive medical care, then you will never be able to choose them," Stoneberg said.

Some hospitals are even moving palliative care into the emergency room, to catch the very frail elderly before they are put on the "tube 'em and move 'em" conveyor belt to the ICU. New York's Montefiore Medical Center and Atlanta's Emory University are leading this effort, and their examples could be replicated nationwide.

Comfort care can even be moved into the community, keeping people like Marilyn Cronin, who at 58 suffers from lung disease and liver failure, in her Soquel home instead of the hospital. The Palo Alto Medical Foundation is successfully testing that approach, with old-fashioned house calls.

Cure 7: Pay families to help at home instead of using hospitals

Medicare will spend hundreds of thousands of dollars for us to stay in the hospital, but it's far less generous if we want to take care of our chronically ill loved ones at home. It does not pay for a live-in nurse, homemaker or home health aide. Your family or hired caregivers must provide months of bedside care. It pays for a nurse to visit only if you are receiving comfort care through hospice or have a "skilled nursing" need, such as changing bandages.

Federal policymakers need to expand home care benefits to ease the burden and expense on family caregivers and to support choices that are usually cheaper for taxpayers than hospital care. The National Alliance for Caregiving is appealing to Congress to boost funding for assistance, counseling, respite and other services for caregivers.

Dr. John Meyers, 84, spent his final months at home in San Mateo, only because of the careful financial planning and tireless efforts of his wife, Susan.

One of six Californians know her struggle, as they care for a sick or elderly family member.

"As a family, we had no idea how unprepared we were to go through the process," wrote reader Debbie Gary, who helped care for her mother at home.

Cure 8: Broaden use of comfort care through Medicare, insurance

Medicare's outdated policies limit our access to cost-effective and comforting end-of-life care like hospice -- and federal legislators must change that.

Hospice was still an experiment in the early 1980s, when the Reagan administration allowed it to be covered under Medicare. Now it has been proved to reduce both costs and suffering -- but the tough eligibility requirements haven't changed.

For instance, Medicare pays for the comfort care of hospice only if we quit seeking a cure. It's a diabolical either-or choice.

There's another problem: Medicare won't pay for hospice unless we are diagnosed to die within six months. That often denies it to dementia patients, who tend to live longer than cancer or heart disease patients.

An experiment by the Aetna insurance company shows a better way. Its "Compassionate Care Enhanced Hospice" let members enroll in hospice while continuing treatment. It also accepted members with life expectancies of 12 months. The results: a decrease in costly emergency room and intensive care. In 2010, Aetna added the feature to most of its medical plans.

The new health care reform legislation includes plans for enhanced hospice with Medicare patients, but the projects haven't been funded.

  • n n

    Ultimately, the cure is acknowledging that pointless suffering, not death, is the foe.

    Our medical resources are squandered "when death is not seen as a natural part of life, but rather something that can be prevented or at least postponed as long as possible," said Stoneberg, the Alta Bates doctor.

    After writing about my father's death, I've learned what I can't change: illness, aging and death. They are painfully and inevitably the human condition.

    But our conversation has shown us how we can change: better informed decisions. Wiser use of technology. More judicious spending. Greater sensitivity. Less desperation.

    These lessons could cure the conflict between "do everything" medicine and our desires for a peaceful passing, making it affordable enough, and humane enough, to ease the painfully high cost of dying.

    Contact Lisa M. Krieger at 650-492-4098.

    Workshops
    Join Lisa M. Krieger for a discussion of advance care directives that empower you to appoint someone to make health care decisions for you when you can't. All three workshops run from 6 to 8 p.m.
  • Palo Alto: Jan. 7, Avenidas, 450 Bryant St. RSVP at 650-289-5400 or azacanti@avenidas.com. Parking free at the Bryant Street garage.
  • Lafayette: Jan. 8, library, 3491 Mt. Diablo Blvd. Space limited, RSVP at www.surveymonkey.com/s/jan8directives. Livestreamed at www.mercurynews.com, www.insidebayarea.com and www.contracostatimes.com. Previous stories on this Website gave the wrong dates for this event and the Palo Alto event.
  • Walnut Creek: Jan. 14, Contra Costa Times, 2640 Shadelands Drive. On-site free parking. RSVP at www.surveymonkey.com/s/jan14directives.

    About the series
    This story is part of a series examining end-of-life issues inspired by the emotional and financial costs of the final days of reporter Lisa M. Krieger's father.
    Online extra
    For information on how to manage your end-of life-care and to see other Cost of Dying stories, go to www.mercurynews.com/cost of dying.

  • Source: http://www.contracostatimes.com/breaking-news/ci_22278024/cost-dying-discovering-better-way-final-days?source=rss

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    Analysis: Mo. GOP marks 10 years atop Legislature

    By DAVID A. LIEB

    JEFFERSON CITY, Mo. ?

    When Tom Dempsey arrived at the Missouri Capitol as a freshman lawmaker, he was assigned an office so small that he had to lay diagonally on the floor if he needed a nap. Dempsey was, after all, one of the least senior Republicans in a building dominated for a half-century by Democrats.

    Today, Dempsey is preparing to move into the Capitol suite of the Senate president pro tem, as a leader of the largest Republican legislative majority since the Civil War era.

    The Jan. 9 start of Missouri's legislative session will mark the 10th anniversary of complete Republican control of both chambers. The transformation has been so resounding that Republicans will now hold two-thirds majorities in both the House and Senate. And because of term limits, Dempsey will be one of only a few lawmakers remaining who can even recall what it was like when Democrats once ruled the building.

    A lot certainly has changed in Dempsey's political circumstances. But what has a decade of Republican lawmaking meant for Missouri?

    For starters, taxes are lower ? at least for certain businesses. Missouri's social safety net is smaller. Fewer people receive government-subsidized health care and child care. Funding for colleges has lagged as enrollments have risen. And aid to public schools ? though it has grown to new highs ? still falls short of what's recommended by a state formula.

    Although per capital personal income has risen while Republicans have led the Legislature, so also has Missouri's unemployment rate and the number of people in prison. There are fewer restrictions on guns, more constraints on abortion and no longer any limits on campaign contributions.

    Republicans see their legacy from one perspective: "Missouri has been placed on a more fiscally sound, fiscally conservative approach," said Lt. Gov. Peter Kinder, who was Senate president pro tem when Republicans took control of the chamber.

    Added Dempsey: "Missourians are better off for us having led the state in the Legislature."

    Democrats see the past decade from another view: "This phobia of taxation ? what we're effectively doing is eating our young," said Rep. Chris Kelly, who spent a decade in a Democratic majority before leaving the Legislature in the mid-1990s, then returning in 2009.

    Here's a look at a few ways the Republican-led Legislature has affected people's lives:

    1. Taxes. Not only have there been no tax hikes under Republican leadership, but the Legislature has waived hundreds of millions of dollars of taxes ? often with the intent of benefiting businesses and economic development.

    Republicans began by enacting a sales tax holiday for back-to-school supplies in 2003, and followed it up with a similar tax-free shopping period for energy efficient appliances in 2008.

    The Legislature authorized tax breaks for downtown redevelopment projects in 2003; created incentives in 2005 for businesses that add jobs with decent wages and health care benefits; and enacted a special tax break in 2007 for a developer who amassed large tracts of land in hopes of rebuilding an impoverished part of St. Louis.

    Lawmakers also headed the call of Democratic Gov. Jay Nixon in a 2010 special session to pass millions of dollars of tax breaks for automakers, and they voted in 2011 to gradually eliminate the business franchise tax.

    During the past decade, the number of state tax credits redeemed annually has more than doubled to nearly $630 million this past fiscal year ? and the tab could have been even higher. The Legislature in 2008 authorized $240 million of tax credits to lure a Canadian airplane maker to Kansas City. But the company rejected the deal.

    Still, Republicans are not done reducing taxes. Their goals for the 2013 session include a broad state income-tax cut and a revision of the state's tax credits, which would cap some programs to free money for new incentives targeted at particular industries.

    2. Government services. After 10 years of Republican budget writing spanning two separate economic downturns, Missouri is on track to spend almost the same amount of general revenues this year as it had budgeted in 2003. That has meant cuts to some programs to offset rising costs elsewhere.

    The most notable Republican cut came in 2005, when Gov. Matt Blunt enacted measures eliminating Medicaid health care coverage for about 100,000 low-income adults and reducing benefits for hundreds of thousands of others. Republicans have called it a forward-thinking cut that helped balanced the budget when the Great Recession hit. Though the number of people on federally funded food stamps has continued to rise, Missouri's Medicaid rolls remain below their pre-2005 levels. There also are fewer Missourians receiving subsidized child care and cash welfare payments.

    Despite escalating enrollments, the amount of money Missouri provides to public universities remains essentially the same as it was when Republicans took control of the Legislature. That's due partly to cuts by Democratic governors who turned to higher education to help balance the budget.

    Basic aid to K-12 schools has risen to an all-time high, yet it remains hundreds of millions of dollars short of the amount called for under a 2005 law that rewrote the school funding formula.

    3. Social policy. The Republican-led Legislature has enacted a variety of new restrictions on abortion clinics, including a 24-hour waiting period after a woman consults with a physician. It placed a constitutional amendment banning gay marriage on the 2004 ballot, which voters overwhelmingly approved. And it imposed new limitations on sexually oriented businesses.

    Other social policy changes approved by the Legislature include numerous attempts to crack down on methamphetamine by limiting access to cold medications used to make it; revamping the state's foster care system and nursing home laws; toughening penalties for sex offenders; and providing a boost to the state's corn farmers by requiring gasoline to contain a 10 percent ethanol mix.

    As one of its first actions as the majority, Republicans teamed up with some minority party Democrats in 2003 to enact a law allowing trained adults to carry concealed guns. That issue could be back with a new twist in 2013, as House Republican leaders now want to allow teachers and administrators to carry their concealed guns into classrooms.

    ___

    EDITOR'S NOTE: David A. Lieb has covered state government and politics for The Associated Press since 1995. Follow him at http://twitter.com/DavidALieb

    Source: http://www.newstalkradiowhio.com/news/ap/health/analysis-mo-gop-marks-10-years-atop-legislature/nTh23/

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    Thursday, December 27, 2012

    Four FREE Health and Fitness Kindle Books!!

    Check out these four FREE health and fitness Kindle books! Download them to your Kindle, PC or smartphone!

    4-Week Body Weight Home Workout?by Arnel Ricafrance

    Muscle Meals by Michael Matthews

    Lose Weight Without Dieting by David Nordmark

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    Thanks, Red Carpet Mamas!

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    Stocks log 3-day decline on 'cliff' fears

    16 hrs.

    Stocks eased off their lows but still finished in the red Wednesday, extending losses for a third-straight session, as weakness in the retail sector and ongoing worries over the looming "fiscal cliff" put a damper on gains.

    "There's just no certainty and people don't know where to step," said Stephen Guilfoyle of Meridian Equity Partners. "We're kind of in a quandary here?the market didn't catch at 1,422 like it was supposed to and the next catch point is 1,415 on the S&P. There's not a lot of volume and you have a lot of traders with question marks on their heads right now."?

    The Dow Jones Industrial Average?ended in negative territory for the third?straight session, dragged by UnitedHealth. Bank of America led the blue-chip gainers.

    The S&P 500 and the Nasdaq also closed lower. The CBOE Volatility Index (VIX), widely considered the best gauge of fear in the market, gained above 19.

    Most key S&P sectors finished in negative territory, led by consumer discretionary, while materials?gained.?

    Obama will return to Washington early on Thursday, according to the White House, to deal with the deadlocked talks between Democrats and Republicans on what to do with $600 billion in tax increases and automatic spending cuts, due to kick in on Jan. 1.

    "I don't think the President is coming back from Hawaii without anticipating we're getting something done so I'm optimistic and the street is somewhat optimistic too," said Gordon Charlop of Rosenblatt Securities. "You don't get a sense that they're selling into the pessimism that people are trying to circulate about the fiscal cliff not being resolved."?

    (Read More:Over the Fiscal Cliff: What Kind of Landing?)

    Wall Street has been increasingly worried that the two sides may not reach a deal in time. Art Cashin, director of floor operations for UBS, said such an outcome would result in a 95 percent chance of a U.S. recession next year.

    "We'll be looking at muted volume," Charlop added. "It's going to be a wait-and-see session."

    Volume is expected to remain throughout the shortened-holiday trading week with many traders still on vacation and with major European markets closed for the day for Boxing Day. In Asia, markets closed higher on thin volumes, with Japanese stocks rallying to hit nine-month highs on a weaker yen.

    Worries over the fiscal cliff and an extremely weak report on the holiday shopping season put major retail stocks including Macy's, Wal-Mart and Target under pressure. Coach, Urban Outfitters and Ralph Lauren were also sharply lower.

    Sales in the two months before Christmas rose just 0.7 compared to last year, the slowest rate of growth since 2008, according to the MasterCard Advisors Spending Pulse. Analysts had been expecting growth of 3 to 4 percent.

    Amazon.com and Netflix were both slightly lower after an outage at an Amazon web service center impacted Netflix subscribers in the U.S., Canada, and Latin America on Christmas eve. Service was fully restored by Christmas day.

    Meanwhile, Apple?weighed on the tech sector and the Nasdaq 100 index, slipping nearly 1 percent.

    Research In Motion soared to lead the Nasdaq 100 gainers as pictures of what is believed to be the newest BlackBerry device with a physical keyboard made rounds on the Internet. The BlackBerry 10 launch event is expected to take place on January 30.

    Marvell Technology plunged more than 10 percent after a federal jury ordered the semiconductor company to pay $1.2 billion in damages in a patent infringement lawsuit against Carnegie Mellon University.?

    Herbalife rallied, looking to snap a nine-day losing streak, after the nutrition and skin-care products company retained a legal firm to help defend itself against attacks by hedge fund manager Bill Ackman, according to the Wall Street Journal. Last week, Ackman shorted?Herbalife's stock and accused the company of operating a pyramid scheme.

    On the economic front, the S&P/Case Shiller home price index of 20 major cities rose 0.7 percent in October on a seasonally adjusted basis, topping expectations for a gain of 0.5 percent. And prices in the 20 cities jumped 4.3 percent from last year, beating forecasts for an increase of 4.0 percent.

    Meanwhile, the Federal Reserve Bank of Richmond said manufacturers in the central Atlantic region posted modest activity in December, but at a slower pace than in November.?

    Source: http://www.nbcnews.com/business/stocks-log-3-day-decline-cliff-fears-rim-soars-11-1C7660250

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    GLHFCasting ? The Most Affordable Auto Insurance Rates on the ...

    Having car insurance is not only required by law, but it can also save you money. There are many advantages to car insurance. Auto insurance will protect your against financial loss, cover damage to your car, pay for your legal responsibility if you are liable in an accident. Auto insurance rates and coverage can vary greatly from company to company, which can lead to aggravating experience. Why not let us do the work for you and give you all your options? Find great car insurance quotes, along with home, renters, and business insurance quotes, by going to our site. Purchasing insurance doesn?t have to be a stressful experience; by using our quote service, it never will be. Compare Insurance Quotes Springfield IL

    Source: http://www.glhfcasting.com/the-most-affordable-auto-insurance-rates-on-the-internet-6/

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    Tuesday, December 25, 2012

    Chinese professional social network Ushi launches ... - The Next Web

    Ushi, often referred to as the Chinese LinkedIn, has released an app for scanning and storing name card information, as it works to build momentum for its professional social network.

    The first thing you do in just about any Chinese professional setting is whip out a name card. Lots of cultures put the time-honored practice to use, but it seems to me that the East Asia region is the most strict in its observance of business cards and introductions. For countries like China, Korea and Japan where the concept of ?face? is a crucial part of doing business, name cards and the titles and roles they convey are essential.

    But they?re also antiquated. We carry paper around with us, despite the face that we have powerful mobile computers at our fingertips. Often those business cards end up in a drawer collecting dust and we?re unable to find the one we need when it?s time to reconnect.

    Several startups are tackling the problem. Yolu Card Reader and Evernote?s Yinxiang Biji Renmai (the localized version of Evernote Hello) come to mind, but Shanghai-based Ushi, as the latest entrant, has the weight of its social network behind it.

    With 850,000 users, Ushi isn?t huge. It started out as an exclusive invite-only network targeting executives and entrepreneurs, though it has since opened up registration to all. Ushi Mingpian (Ushi Name Card) is designed to continue driving user growth by solving the name card problem. The app is currently available for both iPhone and Android.

     Chinese professional social network Ushi launches name card and contacts app

    Ushi CEO and co-founder Dominic Penaloza believes the app will help new users to a real-name professional social network because they?re already familiar with the concept of a name card being an important real-name tool. Whether Chinese netizens like it or not, real-name requirements are going to be more and more common on the country?s Internet, if not fully mandated.

    ?When two business people exchange business cards, not only is it the fundamental first thing they ever do, but it helps us to explain a lot of things. The name card of course is real-name. It?s for business, that?s what it?s for,? Penaloza said.

    The foundation of the app is a name card scanner, but it?s more importantly designed to be a self-updating address book.

    ?I think we?re in the best position in the market to deliver on the promise of the self-updating address book and create even more value for users,? he said, adding that the app balances the utility of card scanning with social aspects.

     Chinese professional social network Ushi launches name card and contacts app

    In its 2 1/2 year history, Ushi has managed to attract a highly valuable demographic to its professional network. The average age is 31 years old, so it skews heavily toward middle-upper management. One-third of Ushi?s users are in the technology, media and telecom industries, while 20 percent are in professional services. Penaloza also estimates there are 15,000 headhunters, 25,000 HR professionals and about 7,000 venture capitalists on the network.

    The company?s exclusive beginnings helped to Ushi to court an older crowd. Prior to launch, the team spent months in face-to-face meetings with Chinese CEOs and business leaders to convince them to become charter members. Penaloza says the network grew to 50,000 members in five months, roughly the same speed as Facebook. A year later, it was at 300,000 members and the company decided to open up registration to speed growth.

    A number of prominent Chinese angel investors have backed Ushi, as well as one of its clients, expert network Gerson Lehrman Group. In April, Ushi began offering commercial services to source experts for GLG.

    ?It really works. It?s becoming one of [GLG's] efficient channels,? said Penaloza.

    Ushi says it doesn?t need to directly make money from the new card-reading app. Penaloza compared his company?s status to that of LinkedIn, in that their revenue stream is robust enough not to have been adversely affected by the switch to mobile and the resulting lower revenue streams that non-professional Internet companies are dealing with.

    ?It gives us more liberty to make a great smartphone app and not worry directly about monetizing the users of it,? he said.

    Tianji, China?s leading professional social network, expects the market to grow to 100 million?next year. If that?s the case, Ushi?s going to have to move fast to secure a decent share of it, since it has yet to top 1 million. The industry is heating up fast, as Sina recently revealed that it is spinning off a business-focused subset of its Weibo microblog with the help of Yolu. Ushi?s new app is a step in the right direction, so this is definitely going to be an interesting space to watch next year.

    ? Ushi Mingpian

    Image credit: Comstock

    Disclosure: This article contains an affiliate link. While we only ever write about products we think deserve to be on the pages of our site, The Next Web may earn a small commission if you click through and buy the product in question. For more information, please see our Terms of Service.

    Source: http://thenextweb.com/asia/2012/12/25/chinese-professional-social-network-ushi-launches-name-card-and-contacts-app/

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    MENGonline: MENG Blend: Job Search Has Evolved, Have You?

    by Tim Tyrell-Smith????

    ?

    ?

    TTS Strategy Charting.jpgSome people job search like it?s 1999:

    ?

    • They act like it will only take a few weeks ? after all, they?ve always been recruited away from their prior jobs.? How hard can this be?

    ?

    • They rely on a resume, a pile of recruiter contacts, and a fistful of hope that it will be enough this time around.

    ?

    Well, the truth (the new normal) is that job search requires a whole new level of sophistication.

    ?

    I?m sure that?s not what you wanted to hear.

    ?

    Today?s job search requires a powerful network that includes a recruiter network (yes) but requires, more importantly, a well honed set of industry and community relationships.

    ?

    And if you don?t have those relationships, you will need to dedicate a big portion of your first few weeks (at least) to rebuilding them.? And by adding new strategic relationships as soon as possible.

    ?

    ?Relationships, not resumes or recruiters, are the key to finding jobs.?

    ?

    So it?s hard work and focus that win the race.? And, like no other period in the job market, it?s about having a clear and highly actionable strategy.

    ?

    That strategy includes five key elements:

    ?

    1. Clear job search objectives

    ?

    When someone asks you ?what are you looking for,? your answer needs to offer specifics (including target companies).? This allows for the possibility of immediate engagement and, more importantly, the offer of an introduction to a company or person. Isn?t that what you want anyway?

    ?

    2.? A strong and differentiated personal brand

    ?

    You need to clearly demonstrate and communicate your unique value to friends, family, recruiters, HR folks, and hiring managers.? What are your strengths and work philosophy.? Can you position yourself against others going for the same job?? What are you telling people on LinkedIn or Twitter?? In short, ?why you??

    ?

    3.? Well written marketing materials

    ?

    Your r?sum?, cover letter, elevator pitch, bio, and business card are key places to carve out your spot in the industry.? You need to integrate your brand message and value into all of these materials.? And make sure that message is consistent no matter where people find you.? Are they consistent today?

    ?

    4.? A purposeful use of your network

    ?

    If you have clear job search objectives (see point 1), you can establish a very early and purposeful use of your network.? Instead of bouncing around the job boards or picking up business cards at random networking events, you can set your sights on specific events and online platforms where your networking targets are likely to be found.

    ?

    5.? The development of powerful themes and stories

    ?

    This is especially true for interviews when someone with ?the power to hire? is looking for a reason to hire you!? So what?s a good reason?? Here?s one:? when you are able to retell your accomplishment stories in such a vivid way that the interviewer gets all caught up and starts to imagine you already in the job.

    ?

    Job search is hard work these days ? partly because it requires such a broad array of skills and efforts.? It?s no longer about a few well-placed phone calls and a well-distributed resume.

    ?

    It?s about having a strategy.

    ?

    ***********

    Don't miss a MENG Blend post. Sign up now for direct delivery to your email inbox.

    **********
    MENG is the indispensable community of executive level marketers who share their passion and expertise to ensure each member?s success.

    or Apply for Membership now

    ?

    TimsTwitterImage73px_02.jpg

    ? ?? Tim Tyrell-Smith

    Tim Tyrell-Smith is the creator of Tim's Strategy, a groundbreaking online job search and career strategy tool offering a strategic and smart approach to the job search process.? As a blogger, Tim has been a regular contributor to U.S. News and World Report, was featured in USA Today and is the author of two career books (30 Ideas and HeadStrong). Tim?s blog ?Tim?s Strategy? - Ideas for Job Search, Career and Life? has more than 4,000 subscribers and is read in 126 countries.? You can learn more at http://timsstrategy.com, become a fan at http://facebook.com/TimsStrategy, and follow him on Twitter (@TimsStrategy).

    Source: http://www.mengonline.com/community/newsroom/meng_blend/blog/2012/12/25/job-search-has-evolved-have-you-by-tim-tyrell-smith

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    Christmas Beetroot Salad | Five Euro Food

    Dec 24, 2012

    (No Comments - Add the first!)

    Serves: Makes ~6
    Cost: ~?0.90
    Preparation and cooking time: ~10 minutes
    Calories: ~66 calories per serving

    Well folks, Christmas is almost upon us, and on behalf of my family, I?d like to take this opportunity to wish you all a fantastic Christmas and New Year. As per tradition, we?ll be having not one, but two ?Christmas days? in our home this year. We?ll be celebrating Swedish Christmas on the 24th, and then English Christmas on the 25th, along with a rather delectable array of food and drink for each day?s main meal. We?ll be having people over to celebrate with us on both days. It?s a lot of work, cooking for seven people one day, and then eight the next but it?s Christmas after all, and for me that?s all about togetherness, friendship, and mutual celebration.

    The 25th is going to be a traditional English lunch ? roast turkey, roast potatoes, roasted parsnips, carrots, and sprouts, yorkshire puddings, sausages wrapped in bacon, gravy, cranberry sauce, and all topped off with a Yule Log?and mince pies?with brandy butter. The 24th is going to be a traditional Swedish?Julbord?(Christmas table) ? gravlax, pickled herring, meatballs, sausages, boiled eggs, hard and soft bread, boiled potatoes, Jansson?s Temptation, kavring (a type of bread which I?ll post a recipe for one day soon), beetroot salad (the subject of today?s post), rice porridge, and all rounded off with gingerbread cookies and cake.

    Christmas Beetroot Salad

    Yum? for some!

    Phew ? that?s quite a list. Add to that having to get the timing right and things are looking a bit hair-raising, so thank goodness for simple things, like the beetroot salad which takes mere minutes to throw together. You can make it the night before. No, scratch that, you?should make it the night before, as the colours will infuse over night giving a much more aesthetically pleasing dish. Beetroot haters of the world ? feel free to skip this. If you?re not a fan then this dish isn?t going to change your mind but if you are then this makes a wonderfully light, colourful, healthy and fresh addition to the traditionally starchy, carb-laden meal.

    I?m starting to think I?m a bit beetroot-obsessed, I post it so darn much! Anyway though, I?ll leave you for now and will be back after Christmas with the best roast beef! Seriously ? it rocks. I posted a roast beef recipe before but screw that, it?s garbage compared to this. Have a happy and a healthy one y?all!

    Printable Recipe

    Christmas Beetroot Salad

    Ingredients

    • ~3 large Beetroot
    • 1 Onion
    • 1 Granny Smith Apple
    • ~250g thick Yoghurt, or regular yoghurt, filtered in a coffee filter for an hour to remove excess liquid
    • ~3tbsps Mayonnaise
    • Salt and Pepper to taste

    Instructions

    1. Try to make this dish 24 hours in advance. Start off by dicing the beetroot into small cubes. Peel, core, and grate the apple, and then peel and finely chop the onion. Transfer to a large bowl and add in the yoghurt and mayonnaise.
    2. Mix the ingredients well and season to taste with salt and pepper. Transfer to a suitable sized bowl or container and store in the refrigerator. The next day, mix the contents of the bowl again to ensure even sauce and colour distribution and enjoy as a Christmas table accompaniment.

    2.0

    http://www.fiveeurofood.com/index.php/2012/12/christmas-beetroot-salad/

    Ingredients

    Christmas Beetroot Salad ingredients

    • ~3 large Beetroot
    • 1 Onion
    • 1 Granny Smith Apple
    • ~250g thick Yoghurt, or regular yoghurt, filtered in a coffee filter for an hour to remove excess liquid
    • ~3tbsps Mayonnaise
    • Salt and Pepper to taste

    Instructions

    Source: http://www.fiveeurofood.com/index.php/2012/12/christmas-beetroot-salad/

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    Saturday, December 22, 2012

    PFT: Falcons clinch NFC's top playoff seed

    Redskins' Hall fights through the block of Cowboys' Phillips as he tackles Murray during their NFL football game in LandoverReuters

    With 32 more games in the regular season, the playoff picture is coming into focus ? but in some cases that focus is blurry enough that you need to squint.

    So if you?re having trouble keeping all the scenarios straight, we?re here to help.

    Below we list every team that?s still in playoff contention, where they stand in the playoff order, and how their paths to the playoffs look over the final two weeks of the season.

    AFC

    Already clinched playoff berths

    1. Texans: Clinch home-field advantage throughout the playoffs if they win one more game.

    2. Broncos: Clinch a first-round playoff bye if they win out.

    3. Patriots: Clinch the No. 3 seed if they win out, need help to get a first-round playoff bye.

    4. Ravens: Clinch the AFC North with one more win.

    Control their own destiny

    5. Colts: Clinch a wild card with one more win.

    6. Bengals: Clinch a playoff berth with a win over the Steelers on Sunday.

    7. Steelers: Clinch a playoff berth with two more wins.

    Need a lot of help

    8. Dolphins: Can reach the playoffs if they beat the Bills and Patriots, and the Steelers beat the Bengals but lose to the Browns, and the Bengals lose to the Ravens in addition to losing to the Steelers, and the Jets lose at least one more game.

    NFC

    Already clinched playoff berths

    1. Falcons: Clinch home-field advantage throughout the NFC playoffs with one more win.

    2. 49ers: Clinch a first-round playoff bye with two more wins.

    3. Packers: Clinch the No. 3 seed if they win out, need help to get a first-round playoff bye.

    Control their own destiny

    4. Redskins: Clinch the NFC East if they win out.

    5. Seahawks: Clinch a wild card if they win one more game.

    6. Cowboys: Currently behind the Vikings in the NFC, but clinch the NFC East if they win out.

    7. Giants: Currently behind the Vikings in the NFC, but clinch a playoff berth if they win out.

    Need some help

    8. Vikings: Would be a wild card if the playoffs started today, but even if they win out they need either the Giants to lose once or the Seahawks to lose twice in order to make the playoffs.

    9. Bears: Can reach the playoffs by winning out and having both the Giants and Vikings lose once, or either the Giants or Vikings lose once plus the Seahawks losing twice, or a couple of more complex scenarios. Basically, the Bears lose most tiebreakers and therefore will likely need to finish 10-6 while the other NFC wild card hopefuls finish 9-7.

    Need a lot of help

    10. Rams: Technically still alive but would need to win both remaining games while the Vikings, Bears and Giants all lose out, plus either the Redskins or Cowboys lose in Week 16 and then the team that loses in Week 16 wins the Week 17 Cowboys-Redskins game.

    And there you have it. A Rams-Dolphins Super Bowl is still possible.

    Source: http://profootballtalk.nbcsports.com/2012/12/22/falcons-spank-the-lions-clinch-home-field-advantage/related/

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    Judge OKs $7.8 billion settlement for BP oil spill

    A federal judge has given final approval to BP PLC's settlement with businesses and individuals who lost money because of the 2010 Gulf of Mexico oil spill.

    BP estimates it will pay $7.8 billion to resolve more than 100,000 claims by businesses and individuals.

    U.S. District Judge Carl Barbier approved the settlement in a 125-page ruling Friday.

    He wrote that the settlement is fair, reasonable and adequate ? and no objection has proved otherwise.

    Barbier has not ruled on a medical settlement for cleanup workers and others who say exposure to oil or dispersants made them sick ? just on economic and property damage settlements.

    The settlement covers people and businesses in Louisiana, Mississippi, Alabama and some coastal counties in eastern Texas and western Florida.

    Source: http://abcnews.go.com/US/wireStory/us-judge-oks-settlement-bp-class-action-suit-18041114

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    EU to re-launch aid to Guinea after vote date set

    CONAKRY, Guinea (AP) ? The European Union says it has agreed to re-launch ?174.3 million in development funds to Guinea.

    The move comes after the West African nation finally set a date for long-delayed legislative elections.

    The announcement on Friday said Guinea's government had "presented a credible timetable for the organization of legislative elections."

    The head of Guinea's electoral commission announced earlier this month that the vote will go ahead in May, though 10 members of the 25-member body later released a statement criticizing the move.

    The West African country has not had a functioning parliament for four years, and only held its first democratic presidential election in 2010.

    Source: http://news.yahoo.com/eu-launch-aid-guinea-vote-date-set-180259658.html

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    Cost of Coastal Living to Climb Under New Flood Rules ? Scarsdale ...

    New York and New Jersey residents, just coming to grips with the enormous costs of repairing homes damaged or destroyed by Hurricane Sandy, will soon face another financial blow: soaring flood insurance rates and heightened standards for rebuilding that threaten to make seaside living, once and for all, a luxury only the wealthy can afford.

    Homeowners in storm-damaged coastal areas who had flood insurance ? and many more who did not, but will now be required to ? will face premium increases of as much as 20 percent or 25 percent per year beginning in January, under legislation enacted in July to shore up the debt-ridden National Flood Insurance Program. The yearly increases will add hundreds, even thousands, of dollars to homeowners? annual bills.

    The higher premiums, coupled with expensive requirements for homes being rebuilt within newly mapped flood hazard zones, which will take into account the storm?s vast reach, pose a serious threat to middle-class and lower-income enclaves. In Queens, on Staten Island, on Long Island and at the Jersey Shore, many families have clung fast to a modest coastal lifestyle, often passing bungalows or small Victorian homes down through generations, even as development turned other places into playgrounds for the well-to-do.

    While many homeowners are beginning to rebuild without any thought to future costs, the changes could propel a demographic shift along the Northeast Coast, even in places spared by the storm, according to federal officials, insurance industry executives and regional development experts. Ronald Schiffman, a former member of the New York City Planning Commission, said that barring intervention by Congress or the states, there would be ?a massive displacement of low-income families from their historic communities.?

    After weeks of tearing debris from her 87-year-old, two-story house on the bay side of Long Beach, N.Y., Barbara Carman, 59, said she understood the need to stabilize the flood insurance program, but she compared coming premium increases to ?kicking people while they?re down.?

    Ms. Carman and her husband, who had hoped to retire in a few years, were reconsidering whether they could afford to remain on the coast on fixed incomes. But she said she feared that even selling their home could be hard. ?Only wealthy people could afford it, I guess, not middle-class people,? she said. ?You?re going to price us out of here.?

    The heightened financial pressure has emerged as an unintended consequence of efforts to stop the government subsidization of risk that has encouraged so many to build and rebuild along coasts increasingly vulnerable to extreme weather. Supporters of the effort acknowledged that it would squeeze lower-income residents but said it was vital for the insurance program to reflect the risk of living along the shore.

    ?The irony is, if we allowed market forces to dictate at the coast, a lot of the development in the wrong places would never have gotten built,? said Jeffrey Tittel, director of the Sierra Club?s chapter in New Jersey. ?But we didn?t. We subsidized that development with low insurance rates for decades. And we can?t afford to keep doing that. Should a person who lives in an apartment in Newark pay for someone?s beach house??

    Because private insurers rarely provide flood insurance, the program has been run by the federal government, which kept rates artificially low under pressure from the real estate industry and other groups. Flood insurance in higher-risk areas typically costs $1,100 to $3,000 a year, for coverage capped at $250,000; the contents of a home could be insured up to $100,000 for an additional $500 or so a year, said Steve Harty, president of National Flood Services, a large claims-processing company.Premiums will double for new policyholders and many old ones within three or four years under the new law.

    Across the board, rates will begin rising an average of 20 percent after Jan. 1, according to the Federal Emergency Management Agency; rate increases had previously been capped at 10 percent. For properties older than the flood insurance program, where premiums cost half as much as for newer buildings, those discounts are being phased out, through yearly rate increases of 25 percent. Second homes and businesses will see these increases next year without exception.

    Primary homes will lose their discounted rates if repairs cost more than half the value of the home, if the home has had recurring flood damage or if the owner refuses an offer of money to help elevate or relocate the building ? the exact situations being confronted by many homeowners affected by Hurricane Sandy. The discounted rates disappear if owners sell, let their policies lapse or make major improvements.

    The practice of grandfathering is also being discontinued: homes that were built in areas deemed safe at the time, but later added to flood hazard areas, will no longer be treated as though they are on high ground.

    At the same time, avoiding the expense of flood insurance will become harder for middleclass homeowners, many of whom have historically dropped their policies after a few uneventful years even though it is required for homeowners with federally backed mortgages who live in flood-prone areas. Lenders who do not enforce the requirement will face higher penalties. The stiffened penalties, higher premiums and elimination of subsidies enacted in July were meant to bolster the finances of the flood insurance program; it fell $18 billion into debt after Hurricane Katrina and had just $3 billion of borrowing capacity left before Hurricane Sandy, which could prompt claims of $6 billion to $12 billion. Congress was prodded into action not just by fiscal conservatives but also by environmental advocates who believed the program encouraged reckless development in harm?s way.

    But the law did not address affordability, except to say that FEMA should study it.

    ?You have to move toward fiscal soundness,? said J. Robert Hunter, a federal insurance administrator during the Ford and Carter administrations who is now insurance director for the Consumer Federation of America. ?But we?ve said you also have to add some protection for low-income people. But they?ve never done it.?

    Mr. Hunter, who was named to a post-storm commission on resilience by New York?s governor, Andrew M. Cuomo, said his analysis of FEMA data showed that fewer than 30 percent of homes in areas affected by the storm had policies in effect.

    Agency officials said it would be months before the new flood maps were finished, which means that homeowners are approaching the question of rebuilding without a full understanding of the requirements they may face.

    Dave Miller, head of the National Flood Insurance Program, said FEMA would provide guidance on map updates to local officials long before the maps were made official.

    But he urged homeowners to think beyond the current standards. ?It may not hit you today,?Mr. Miller said, ?but a year or two from now, when the maps are adopted, it?s going to hit your community, and you?re going to ask, ?Why didn?t we hear this before???

    Edward Thomas, a longtime FEMA official who is now president of the Natural Hazard Mitigation Association, said raising a structure even higher than the new minimum elevation was the only prudent option. Premiums when the next maps are adopted could be ?absolutely enormous: a doubling or tripling of the rate,? he said.

    Yet exceeding still-unwritten flood standards is a ruefully far-fetched notion for New York and New Jersey residents, for whom mountains of ruined possessions are the immediate reality and rebuilding at all is a financially daunting question.

    In Breezy Point, on the Rockaway Peninsula in Queens, Jimmy O?Meara, 66, a retired Wall Street executive, said he had the means to rebuild his 1930s-era bungalow, though he had no flood insurance. But he worried aloud that his neighbors ? firefighters, police officers and retirees ? could give up when they realize the costs of returning.

    ?I don?t want to live there alone,? he said. ?If there?s no ceiling on the cost of insurance,it may dissuade people from rebuilding or staying. It could depopulate Breezy, if not just the threat of storms increases, but the cost of living there increases dramatically.?

    By DAVID M. HALBFINGER

    Like this:

    Be the first to like this.

    Source: http://scarsdaleinsurance.wordpress.com/2012/12/20/cost-of-coastal-living-to-climb-under-new-flood-rules/

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    Friday, December 21, 2012

    Mitt Romney Transition Preparations Cost Government $8.9 Million Thanks To New Law

    Time Swampland:

    One of the less scintillating milestones of the 2012 election was marked by the General Services Administration, when Mitt Romney became the first candidate to take advantage of the Presidential Transition Act of 2010. The Act, spearheaded by former Sen. Ted Kaufman, provides resources for major candidates to start planning for their presidency long before Election Day. Through a Freedom of Information Act request, TIME acquired documents from the GSA that show the scope-and cost-of this unprecedented government-assisted transition.

    Read the whole story at Time Swampland

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    Source: http://www.huffingtonpost.com/2012/12/20/mitt-romney-transition-cost_n_2339359.html

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    Wednesday, December 19, 2012

    Debris off Washington coast may be from tsunami

    Authorities search for large object off coast, possibly dock from Japanese tsunami

    TAHOLAH ? It was there Friday, but it apparently isn't now.

    Federal, state and tribal officials Monday were attempting to track a large object ? possibly part of a dock dislodged in the 2011 Japanese earthquake and tsunami ? that was reported drifting off the coast near the Jefferson-Grays Harbor county line.

    National Oceanic and Atmospheric Administration spokeswoman Keeley Belva said Monday the object has not been relocated or confirmed since it was initially reported Friday.

    Fishermen aboard the crab boat Lady Nancy reported seeing a large object floating off the coast last Friday and even took a photo of it.

    Chief Petty Officer Robert Lanier said the Coast Guard has been broadcasting warnings to mariners about the big flotsam since then.

    Helicopter crews from Astoria, Ore., conducted five unsuccessful searches covering about 317 square miles aboard a HH-60 Jayhawk.

    NOAA has received about 1,400 debris reports in the past year, adding that 17 of those reports have been confirmed as definite debris from the earthquake and tsunami that struck Japan on March 11, 2011.

    The latest spotting of the debris reactivated a response plan that involves federal, state and tribal agencies.

    Lanier said the state Emergency Management Division, following a marine debris plan crafted this year, identified resources and brought in partners to prepare for the response.

    The state contacted the Quinault tribe, based in Taholah, as well as NOAA's Olympic Coast National Marine Sanctuary, Olympic National Park and the U.S. Fish and Wildlife Service.

    Last summer, a 165-ton concrete Japanese dock became an international sensation after coming to rest on Agate Beach north of Newport, Ore.

    A commemorative plaque showed that it was one of four owned by Aomori prefecture (state) that broke loose from the port of Misawa on the northern tip of the main island during the 2011 tsunami.

    Anybody spotting debris in the ocean or ashore is asked to notify authorities by phoning toll-free 855-922-6278.

    More information is available at http://marinedebris.noaa.gov/tsunamidebris and http://marinedebris.wa.gov.

    Last modified: December 18. 2012 7:49AM

    Source: http://www.peninsuladailynews.com/apps/pbcs.dll/article?AID=2012312189996

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    Multi-Function Microwave Handles All Your Dinner Prep Except Buying Groceries

    If you demand every tool and appliance in your kitchen to more than pull its weight, you'll want to check out this multi-function wonder from Italian company Ariete. Its new 4-in-1 kitchen miracle combines a microwave, a grill, a toaster oven, and a bread maker into a single stainless steel covered metal box. More »


    Source: http://feeds.gawker.com/~r/gizmodo/full/~3/gjYMceWEXKg/multi+function-microwave-handles-all-your-dinner-prep-except-buying-groceries

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    Easy Troy Polamalu Jersey Tips For Anybody Requiring Self ...

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    Facebook updates iOS, Android apps with local recommendations

    Facebook (NASDAQ:FB) is rolling out updated versions of its iOS and Android social networking applications, adding a new local recommendations feature that suggests spots favored by the user's Facebook contacts.

    Facebook is overhauling the app menu's Nearby tab to list local restaurants and retailers recommended or 'liked' by friends, as well as destinations where contacts have checked in. "If you're looking for a place to eat, choose a category like Restaurants to see what's nearby," explains Josh Williams, Facebook's location & events products manager. "When you find a place that looks interesting, tap to see info like friends who've been there and business hours."

    Facebook Nearby users may also share ratings or recommendations. "Your own suggestions become more personalized the more you and your friends rate, recommend and check into places," Williams notes. "Results will get better the more people use Nearby, and we'll continue to improve it based on feedback. We also plan to add places info from third-party services in the near future."

    Facebook now touts more than 1 billion users worldwide, with roughly 600 million accessing its services via mobile. "People who use our mobile products are more engaged, and we believe we can increase engagement even further as we continue to introduce new products and improve our platform," Facebook co-founder and CEO Mark Zuckerberg said in October.

    Facebook Nearby could therefore pose a major threat to location-based recommendation and review platforms like Yelp and foursquare. MarketWatch reports that Yelp shares fell more than 3 percent in the hours following Facebook's announcement.

    For more:
    - read this Facebook Newsroom entry
    - read this MarketWatch article

    Related articles:
    Facebook introduces device, OS targeting for mobile advertisers
    Facebook: 14% of ad revenue comes from mobile
    Facebook overhauls SDK for Android, unveils new developer center
    Facebook unwraps m-commerce ambitions with Gifts platform
    Facebook updates SDK for Apple's iOS 6
    Facebook shakes up engineering team to accelerate mobile efforts

    Source: http://www.fiercemobilecontent.com/story/facebook-updates-ios-android-apps-local-recommendations/2012-12-18?utm_source=rss&utm_medium=rss

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